Property type: Industrial
Industrial Bridging Loans Hull
We arrange bridging finance against industrial property across Sutton Fields, Marfleet, Hedon Road, the Alexandra Dock approaches, the Stoneferry Road belt and the wider East Yorkshire industrial market. Loan sizes run £200,000 to £15 million, terms from 1 to 24 months, completions in 7 to 21 days. Industrial bridging is the strongest-performing part of the Hull bridging book; pricing sits 0.7 to 1.1% per month for clean cases and 1.1 to 1.4% for vacant or specialist units.
- Decisions in hours
- Completion in days
- £100k to £25m
- East Riding of Yorkshire specialists
Hull · East Riding of Yorkshire
Bridge to your next move.
The asset class
What industrial property looks like in East Riding of Yorkshire.
Industrial stock around Hull is concentrated in four corridors. Sutton Fields industrial estate at the northern edge of the city carries the largest run of distribution and manufacturing units from 5,000 to 60,000 sq ft. The Marfleet trade-counter estates along Hedon Road and the eastern approaches to the Port of Hull carry light-industrial and trade stock from 1,500 to 15,000 sq ft serving the port and the residential repair-and-maintenance trade. The Stoneferry Road corridor and Sculcoates Lane stock north of the city centre hold a mix of older mill-conversion industrial and modern small workshops. The Saltend approach east of the city, leading into the BP Saltend Chemicals Park in East Riding, supports a chemical-cluster supplier base on its own logic. Yields on industrial across East Yorkshire have compressed materially since 2015 and held firmer than any other commercial class through the recent cycle, supported by port-related logistics demand and offshore-wind manufacturing.
Use cases
Bridging use cases for industrial assets.
Industrial bridging cases in this market run across five repeat patterns. The first is auction purchase of single-let or vacant units, typically £250,000 to £1.5 million, with completion against the 28-day clock. The second is investment-purchase of multi-let trade-counter estates where the buyer plans a refurbishment, a rent review programme and a refinance to term commercial debt. The third is capital raise against an unencumbered industrial freehold, often held by an owner-occupier business that needs short-term liquidity for working capital or for a separate property deposit. The fourth is purchase of poorly-let or part-vacant secondary stock with a clear lease-up plan, where the bridge funds the gap between purchase and stabilised income. The fifth is refurbishment-and-re-let cases where a tired unit is brought up to current EPC and specification before re-letting and refinance. Lenders care about the unit's letting prospects, local rental tone, and the realism of the refinance exit at stabilised income.
Hull context
Port of Hull Anchors, Siemens Gamesa and the Saltend Chemicals Cluster
Industrial demand in Hull is structurally underpinned by the Associated British Ports estate at the Port of Hull, the Siemens Gamesa offshore-wind blade factory at Alexandra Dock and the BP Saltend Chemicals Park immediately east in the East Riding. ABP operates King George Dock, Albert Dock and Alexandra Dock as a single freight, ferry and bulk-handling complex, generating workshop, light-engineering and storage demand across HU8 and HU9 from the dock gates inland. Siemens Gamesa's blade factory at Alexandra Dock, opened in 2016 and expanded since, has shifted the scale of industrial demand in east Hull; the supplier base around it occupies large units across Marfleet and the Hedon Road belt, with rental tone on units within fifteen minutes of the Siemens site running materially ahead of equivalent stock further west. The BP Saltend Chemicals Park, just beyond the city boundary in East Riding, anchors a chemical-process supplier base that takes specialist workshop and laboratory units along the A63 and around the Saltend approach. Distribution access via the M62 and the A63 to Yorkshire and the Midlands feeds a steady logistics-occupier demand across Sutton Fields and the northern industrial belt. Across East Riding, the picture extends through Hessle, Melton, Brough, Goole's Capitol Park and the Driffield industrial estates, with vacant secondary units trading sharper than tenanted investments in several sub-markets through the recent rate cycle.
Valuation and lenders
Valuation and lender considerations.
Industrial valuations come back on rent-and-yield for tenanted investments, vacant possession value for empty units, and on a sterling-per-square-foot comparable basis where the asset is small or specialist. LTV caps sit at 65 to 75% on tenanted investments, 60 to 70% on vacant stock, and 65% on owner-occupied capital-raise cases. MT Finance, Octane Capital, United Trust Bank, LendInvest, Hope Capital, Octopus Real Estate and Together all take industrial on bridging, with Shawbrook, Allica Bank and Aldermore more active at the larger end. Lenders increasingly ask for EPC evidence given the MEES regime; sub-E ratings need a clear remediation plan to clear.
What we arrange
What we typically arrange.
A typical industrial bridge in the Hull market sits at £300,000 to £3 million, 65 to 75% LTV, 6 to 12 months, 0.75 to 1.15% per month, arrangement fee 1.5 to 2%. Auction cases complete in 7 to 14 days with title insurance. Investment-purchase cases run 14 to 21 days. Refurbishment cases include a works tranche released against monitoring surveyor sign-off. Exit is typically refinance to term commercial debt, sale to an investor, or sale of vacant possession to an owner-occupier.
FAQs
Industrial bridging questions
Can we complete an industrial unit auction purchase at Sutton Fields inside the 28-day clock?
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Yes. Industrial auction completions across Sutton Fields, Marfleet and Hedon Road are core to the Hull book. With the auction pack delivered the morning after the hammer falls, we typically come back with indicative terms inside 24 hours, run the valuation and legal in parallel, and complete in 10 to 14 days using title insurance where the title has any complexity. The 28-day clock is rarely the binding constraint; the binding constraint is usually a slow surveyor or a slow buyer's solicitor.
How do bridging lenders treat EPC ratings on industrial units in East Yorkshire?
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Sub-E EPC ratings need addressing before a unit can be let under the MEES regime. Lenders price for the remediation cost and the timeline. For a vacant unit at F or G, the bridge often funds the refurbishment to EPC C or better as part of the works tranche. For a tenanted unit with an existing lease, the position depends on the lease length and the landlord's repair obligations. We work the EPC piece up front so it does not surprise the lender at credit committee.
What rates apply to industrial bridging across East Riding of Yorkshire in 2026?
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Tenanted industrial investments with a recognisable covenant and a clear refinance exit price at 0.7 to 0.9% per month at 65 to 75% LTV. Vacant secondary units with a credible lease-up plan price 0.9 to 1.15% per month at 60 to 70% LTV. Specialist or single-purpose industrial buildings, including chemical-supplier units near the Saltend cluster, price higher, reflecting the narrower buyer pool at exit. Arrangement fees sit at 1.5 to 2% across the range. Valuation and legal fees are borrower-paid on both sides.
Tell us about the deal
Indicative terms within 24 hours.
A short triage call, then a sized indicative offer against a named lender for your industrial property in Hull or across East Riding of Yorkshire.
Regulated bridging on owner-occupied residential property falls under FCA regulation. Unregulated bridging on commercial and investment property does not. We are not directly regulated by the Financial Conduct Authority, and we introduce regulated cases to authorised partners who carry out the regulated activity.
Next step
Talk to a Hull industrial bridging specialist.
We arrange short-term finance on industrial property across Hull, the City of Portsmouth unitary authority and the wider East Riding of Yorkshire market. Indicative terms in 24 hours.